Frequently Asked Questions
Q. Will my insurance cover the cost of windshield
replacement?
A. Yes, if you have comprehensive insurance coverage you will
likely be covered. Comprehensive Insurance covers damaged glass
caused by: Flying rocks or road debris striking and breaking
your vehicle's glass; Break-ins; Vandalism and other accidental
breakages. Your comprehensive deductible is the only out of
pocket expense you will incur.
Q. Who will handle billing my insurance
company?
A. As an authorized service provider for all insurance
companies, we will handle all of your paperwork. We will bill
your insurance company directly, making the process hassle free
for you!
Q. Will an auto glass claim on my insurance affect my
insurance rates?
A. No. This is because glass replacement in most cases falls
under your comprehensive insurance and not your collision
insurance. You would have to have many comprehensive claims in
a year in order for the insurance company to review your
premium.
Q. Will my insurance company require me to obtain
more than one estimate for the job?
A. No. The reason for this is that pricing for all insurance
companies is based on NAGS (National Auto Glass Specifications)
pricing.
Q. Will my insurance company pay for my stone chip
repair?
A. ICBC no longer covers stone chip repairs. However, if you
have comprehensive coverage through a private insurer, you are
most likely covered for the repair.
Q. Will you wave my insurance
deductible?
A. No. In BC it is illegal to wave insurance deductibles; it
is considered fraud. Any glass shop who is caught waving
deductibles not only risks the loss of their ICBC vendor
license and their status as an authorized service provider for
the private insurance companies; but they could also face legal
charges.
Q. I don’t have comprehensive insurance. How much
will it cost to replace my windshield or other auto glass
part?
A. We would be happy to provide you with a quotation.
Click
here to request a quote or give us a call us at
250-383-9300.
Q. Should I have my rock chip repaired?
A. In almost all cases you should have it repaired unless:
a) The rock chip is directly in the driver’s line of
vision.
b) The rock chip is more than a few months old.
After rock chips appear, do not put anything on the
windshield except water or window cleaner. You may be tempted
to apply cleansers, rain repellents, soap, baby oil, foreign
chemicals, glue, vinegar, finger nail polish, or other "home
remedies", but these products will only make it more difficult
to repair.
Q. If I have a stone chip in my windshield should I
tend to its repair right away or is it okay to
wait?
A. The sooner you have it repaired the better. If the ding
is small, we can most likely repair it. That means our
certified technicians can "mend" the break without replacing
your entire windshield. The longer you wait to repair it, the
more chance the chip will spread; especially in cold weather,
and if the chip gets too big, it may become irreparable. Also,
if dirt and debris built up inside the chip a repair will be
less effective. So call us today!
Q. What kind of damage can be repaired?
A. Stone damage or stone "chips" up to the size of a loonie
can be repaired. Best results are obtained if the repair is
done before the damaged area is contaminated from washing or
inclement weather. A rock chip is usually round or star shaped
and may have lines radiating from the center. It has a black or
silver color to it.
If your rock chip looks like a white speck in the glass and
has no dark areas, then this should not be repaired. It is only
a nick.
Q. How is a damaged windshield
repaired?
A. Basically, the process consists of injecting a
specially formulated resin into the damaged area. When the
damaged area has been completely filled, it is exposed to an
ultraviolet light which cures the resin. This restores 100% of
the structural integrity and in most cases, a good deal of the
clarity on the damaged area.
Q. How long does a stone chip repair
take?
A. Typically, a repair takes about half an hour, start to
finish. For more than one chip add about fifteen minutes
each.
Q. How will the windshield look after
repair?
A. When looking through the glass, vision should not be
impaired. If vision is impaired, the windshield should be
replaced. Your rock chip should become noticeably clearer when
repaired. However, clarity is dependent upon the size, age,
amount of glass missing from the center and the quantity of
fragmented glass within the break.
Note: chemicals applied to the rock chip may prevent the
windshield repair resin from adhering to the glass. Optical
clarity varies from 90 to 100%
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